Is your business living in your head rent-free?
That can happen for a lot of reasons. Sometimes it’s pressure, uncertainty, or documents that don’t quite make sense. Other times it’s growth — a decision that could work, but could also change everything.
Most businesses don’t hit turning points all at once. They arrive through a series of choices made with limited time, imperfect information, and real consequences. I’ve seen how those moments develop, how small decisions compound, and how outcomes tend to follow patterns — whether the business is struggling or succeeding.
This site exists to slow those moments down. To explain, in plain English, what’s happening, what the real options are, and what usually comes next — so you can think clearly and decide deliberately.
If you’re overwhelmed, read this first
Financial stress can push good people into panic decisions. If you are feeling hopeless, not sleeping, or thinking about harming yourself, call or text 988 (U.S. Suicide & Crisis Lifeline). If you are in immediate danger, call 911.
Explore
Financing
Plain‑English explanations of business debt and financing products, plus what to do when pressure escalates.
Priority
When money is limited, order matters. Learn how priority problems develop and how to stabilize the “creditor race.”
Workouts
Out‑of‑court options that keep the business operating: standstills, structured plans, and multi‑creditor resolutions.
Bankruptcy
Bankruptcy is a tool—sometimes the right one. Learn when to consider it and how to think about the decision.
Developments
Nationwide trends affecting small‑business financing—disclosures, broker rules, contract terms, and Texas HB 700.
A real‑world example
The Tuesday Morning Freeze
A company woke up to a frozen operating account and 72 hours to make payroll. The worst move would have been signing the first “solution” offered under pressure. The better move was triage: identify what triggered the freeze, gather the right documents, communicate consistently, and build a plan that stopped the creditor race long enough to negotiate.
Contact
If you need help sorting the situation quickly, reach out. Email contact@sesnylaw.com or call 512.761.8378.